More offers from Bajaj Finserv brings more happiness this festive season!

The festive season is around the corner, and it is the time for brands to reinforce their brand image by expressing gratefulness towards their loyal customers and wooing new customers to come on board. It is that time of the year when brands come flooded with offerings, goodies and discounts across industries to maximise sales and end the year on a positive note. Financial institutions equally follow the trend and leave no stone unturned to bring attractive offers for its audience. From the customers’ point of view, this happens to be the best time for making some big purchase decisions.

A home is a basic need for everyone. But, owning one, remains a dream for many owing to the sky rocketing real estate property rates. Adding to the plight, the lackadaisical attitude of financial institutions coupled with lengthy documentation procedures for loan disbursal, makes the process stand quite frightful for many. Even if few banks give loans, the value proposition offered isn’t much attractive for millennial customers to apply for one.  The rate of interests are high, the complicated formalities associated with the entire process discourages home loan seekers from approaching too many of such institutions. But, this becomes easy when Non-Banking Financial Institutions like Bajaj Finserv extends their helping hand towards such customers, with their easy and customer friendly loan disbursal process.

This festive season, home loan aspirants have got one more reason to wear a smile as making the dream of owning a home a reality has been made possible by Bajaj Finance Ltd. While its lowest interest rate on house loan makes it a lucrative opportunity for customers to seek one, a 50% discount on the processing fee of such loans above Rs 25 Lakh makes it even more valuable proposition for one to grab it. Not just for those who have been planning to buy a home, for those who have been planning to uplift their lifestyle, Bajaj Finance ltd has announced a host of offers for the Personal Loan aspirants too. In this period, the company has also slashed its loan interest rate to 12.49% for a loan value of Rs 12 lakh and above. Gifts like Tanishq Voucher, Amazon etc. are also up for grab during this festive season.

Be it lowering interest rate or discounts on processing fee on different types of loans, both nationalised as well as private banks are also ready with their set of offers. But, whether it’s from banks or Bajaj Finserv, it’s obvious that these offers will allow the customers to save some part of their hard-earned money. As the proverb goes, a penny saved is a penny earned. And, more earnings mean more reason to spend and bring more happiness to your life.

So, we can rightly sum up by saying that Bajaj Finserv has given its customers some good reason to bring more happiness this festival season.

10 reasons why people use internet

Internet is a nice medium to connect with the entire World. People use it as a medium to connect with other people, sharing files, entertainment, information and lots of other activities that are useful and beneficial in many terms. While browsing internet I found many websites which are useful in many ways. Some of them are Google, Facebook, NYTimes, Reditt etc. Here I am mentioning top 10 reasons why people use internet.




People browse internet for information. They love to browse various search engines like Google, Yahoo to know about any necessary information. Also people love browsing websites like Wikipedia which is a complete encyclopedia on internet.


Social networking

Social networking is an essential medium to communicate with friend and family members. There are lots of social networking websites like Facebook, Orkut, and Bebo which is heavily consumed by users for connecting with friends.


Communication is another way to use internet. People connect via each other through various IM services likeGtalk, Skype, and Yahoo messenger. There are lots of other services through which people send messages.


Transfer of files

From office to schools, from business person to college students everyone send files through internet. This is an essential part of their life. These file are send through internet. People use various mail services like Gmail,Yahoomail, AOL, and Hotmail etc to send files.

Current buzz

It’s either latest news or Football match score, people love to surf internet to get a live update of any news. Websites like Rediff, NYTimes, Gawker are a quick news providing websites.


Image Credit


There is a very close relation of internet to entertainment. It’s watching videos in YouTube, playing live games, or downloading movies; internet proves its domination everywhere.

Internet Transactions

Now internet can save time and money of people. The facility is known as internet banking facility through which people can deposit any bill, transfer money through accounts, and make internet reservations on time from their home.

Making money

People can make money online by using internet. People can make money online by many factual ways. There are lots of options available. Designing, Freelancing, consultancies, software providers, application always help people to work in an easier way.


Internet marketers use internet to sell products. There are lots of social media enthusiasts who promote other’s product online via various social media sites. There are lots of publishers available who promote others product by advertising on various websites blogs etc.

Online education

Online education is very famous medium of study in developed countries and growing in developing nations. Various websites such as Khan Academy and FreeVideoLectures offer online courses to learn various things like designing, programming, engineering, medical, finance and other subjects. This is very helpful medium to promote education on that place where courses are not available easily.

Internet is growing with tremendous speed. It became one of the important part of life. Life without internet cannot be imagined. Do you know any more use of internet. Feel free to share your views in comment. If you like this article don’t forget to subscribe to blog feed. Don’t forget to share this post via various social media sites.

What is Application Data Folder in Windows 7

AppData or Application data is a hidden folder in Windows 7. It is to protect user data and settings from any unwanted change or deletion. It contains many important data such as program settings, IE cookies, toolbar settings, IE browsing history, temporary files created by applications, Libraries, send to items, templates and many more.

To access this folder you have to select “Show hidden files and folders” in the folder options. You can check the article to know how you can access hidden files and folders in Windows.


Now click on Start button and then click on the username link present at the top right.


Your user account folder will open. It consists of many folders. Also it contains one folder called AppData. This is the folder hidden and it is displayed now because you unhide all the hidden folders in the previous step.


Double click on AppData folder and you can see three folders inside it namely Local, LocalLow and Roaming. Each folder has its own significance.


Local: Local folder contains many subfolders . It mainly contains folders related to installed programs. Also there is a folder of Microsoft where you can find history of Windows activities. There is a temp folder which stores all the temporary files. IE temporary files are stored under temporary internet files under Windows folder.

Roaming: Windows computer makes a roaming profile which is stored on a network server. All the data available to roaming profile can be accessed via roaming folder. Type %appdata% in the start menu search box to access the roaming folder. You can find many programs folders inside Roaming. Go to Microsoft –> Windows and you can access many folders such as Libraries, network shortcuts, printer shortcuts, recent items, send to, start menu, templates, themes, etc.

LocalLow It is mainly for IE, Java and Adobe protected mode data.

Note: If you want to open temporary internet files, cookies data, send to data, cache files and history data present inside different folders then you don’t need to go to AppData directory every time. Just click on the Start button, type shell:history to access Internet Explorer browsing history, type shell:cache to access offline cache for Internet Explorer, type shell:cookies to access Internet Explorer cookies data, and type shell:sendto to add or delete shortcuts to be appear in send to menu.

Google Fast Flip: Flipboard Alternative For Computer Users

Few days ago a killer application for iPad was launched known as Flipboard. By using this application you can get updated to top news of your niche in an interactive flip style magazine. Also you can connect your Facebook and Twitter account to get all the popular shared stories by your friends. All you can do by tapping and moving your fingers over iPad’s screen.

After using this app on iPad I had an urge to find similar service for computer. I found a nice addon called Chrome Postrank extension which allows you to find the most popular story in Google reader. But this extensions fails to provide flipping like feature.

Yesterday I came to know about Google fast flip, a service present in Google lab. By using this service you can find the most popular stories of the day from top blogs present. Also flip feature is available to flip through different content.

According to Google

Google Fast Flip is a web application that lets users discover and share news articles. It combines qualities of print and the Web, with the ability to “flip” through pages online as quickly as flipping through a magazine. It also enables users to follow friends and topics, discover new content and create their own custom magazines around searches.


Flipping is so fast and you don’t need to wait for next content to load. I think it is the fastest way to go through the main stories happening in the World. As I am a tech guy, I clicked on the Sci/Tech section to see the available resources. I found blogs such as Techcrunch, Readwriteweb, Venturebeat, NewYork Times, Reuters and several other top websites and blogs.

Links are given at the top to find the popular, recent, controversial stories of the day. There are section available for Politics, Business, US, World, Sport, Sci/Tech, Entertainment, Health, Travel, etc.

Click on the thumbnail to go to the flip mode. You’ll get a part of news on one page, if you click the flip button, then you’ll move to the other story. While reading the article, you can click anywhere on it to read the full story. It also allows you to share articles on Twitter, Facebook, Google reader, Digg and Delicious. You can also email them to your friends within two clicks. Find more information about Google FastFlip here.

Check out Google Fast Flip.

Top six disadvantages of blogging

Blogging is a passion for geeks, they spent their whole days and nights in writing articles. Some wants to make money, some do it for passion, but the ultimately goal is to get exposure and put our steps forward for success. But it is a common saying that success never comes without hard work. And the phrase very much fit in blogging field. Blogging is impossible without hard work. But one needs to take care of few things to overcome the after effects of hard work. Here we are mentioning some top disadvantages of blogging.

BLOG suck

Weak memory:

Now a days we are so much used to these whole networking stuff , that we forget to accomplish our other important work. People do remember the URL of their favorite blogs but don’t remember the name of the author of the book which they have last read (if they got time to displace their face from system screens and turn it to the books), students get quiet witty when asked about what was posted on Amir Khan’s or any other celebrity’s blog yesterday or the day before but their repartee flunks out when asked about the work they are assigned to do by their professors. People start scratching their forehead when asked anything apart from blogs but their smile starts flaunting back all over their face when queried about any stuff related to blogs


One of the most cardinal disadvantages of blogging. People can blissfully spent a piece of their quality time in front of their system screens…but they wouldn’t lend an ear when told to do any work that calls for somatic effort .this could tend to prove destructive for their health in nearby future


Social life

Every one would agree at this point for sure because more or less each has got engrossed them to such an extent in blogging that their memory about their previous social life has become fugitive. Planning an unexpected trip to a national park or any hill station with friends seems to be inconceivable now and people have to give a hard jolt to their memory to recall last time they hang out with their close ones and laughed an everlasting laugh .

Health problems

This is a trouble which seems to entangle everyone who loves to hook up on the net for hours. People wouldn’t like to saunter down the street or take a stroll down the colony lane instead they prefer to stuck up their bums to their laptops. This is resulting in convulsion of peoples health. Diseases like cardiac problems @ spinal pain has witnessed a rocketing increment among the masses especially the youngsters who make a major chunk of individuals who love to blog.


Weak eye sight:

I think there isn’t any need to explicate this point so much. Guys have misjudged their laptops as their notebooks and notepads by tech giants like HP @ DELL people have misinterpreted it as a notepad (*it don’t have a motherboard but have an essence of mother nature) which we were really used to back days, and people use it like that and thanks to ever bourgeoning science who has provided us with every possible contraptions which sums up day by day to worsen the existing precarious situation. All this will naturally deplete your eye sight.


Great works are performed, not by strength, but by perseverance @ patience …these great words by Samuel Johnson referred as one of the greatest English author of 18th century sums up it all. Be patient if you really want to excel or do something good apart from the others. It pays off really well but demands your forbearance. Software giant Infosys Technologies took almost about 2 decades to be listed in Nasdaq but finally when it was on Nasdaq it created history for the Indian corporate world.

These are the basic disadvantages of blogging which should be avoided. Blogging may be a world for bloggers but one should not forget that there is a another real world exist (at the end of the day we have to show our face to our society). So try to give importance to your real life and do blogging in a disciplined way. There are certain ways of relieving yourself from blogging stress. Try to make use of all of them. Happy blogging.