More offers from Bajaj Finserv brings more happiness this festive season!

The festive season is around the corner, and it is the time for brands to reinforce their brand image by expressing gratefulness towards their loyal customers and wooing new customers to come on board. It is that time of the year when brands come flooded with offerings, goodies and discounts across industries to maximise sales and end the year on a positive note. Financial institutions equally follow the trend and leave no stone unturned to bring attractive offers for its audience. From the customers’ point of view, this happens to be the best time for making some big purchase decisions.

A home is a basic need for everyone. But, owning one, remains a dream for many owing to the sky rocketing real estate property rates. Adding to the plight, the lackadaisical attitude of financial institutions coupled with lengthy documentation procedures for loan disbursal, makes the process stand quite frightful for many. Even if few banks give loans, the value proposition offered isn’t much attractive for millennial customers to apply for one.  The rate of interests are high, the complicated formalities associated with the entire process discourages home loan seekers from approaching too many of such institutions. But, this becomes easy when Non-Banking Financial Institutions like Bajaj Finserv extends their helping hand towards such customers, with their easy and customer friendly loan disbursal process.

This festive season, home loan aspirants have got one more reason to wear a smile as making the dream of owning a home a reality has been made possible by Bajaj Finance Ltd. While its lowest interest rate on house loan makes it a lucrative opportunity for customers to seek one, a 50% discount on the processing fee of such loans above Rs 25 Lakh makes it even more valuable proposition for one to grab it. Not just for those who have been planning to buy a home, for those who have been planning to uplift their lifestyle, Bajaj Finance ltd has announced a host of offers for the Personal Loan aspirants too. In this period, the company has also slashed its loan interest rate to 12.49% for a loan value of Rs 12 lakh and above. Gifts like Tanishq Voucher, Amazon etc. are also up for grab during this festive season.

Be it lowering interest rate or discounts on processing fee on different types of loans, both nationalised as well as private banks are also ready with their set of offers. But, whether it’s from banks or Bajaj Finserv, it’s obvious that these offers will allow the customers to save some part of their hard-earned money. As the proverb goes, a penny saved is a penny earned. And, more earnings mean more reason to spend and bring more happiness to your life.

So, we can rightly sum up by saying that Bajaj Finserv has given its customers some good reason to bring more happiness this festival season.

E-Commerce Drop Shipping Now Made Easy With Oberlo

In case you’re unaware of what we are talking about, in general terms ‘Drop shipping‘ is an arrangement between E-commerce stores and the product manufacturer, another retailer or wholesale suppliers where the store owner can get the products shipped directly to the end user. In this arrangement, the products are showcased or catalogued on the E-Commerce websites, and customers can choose the products listed there, which is then processed by the third party at his end upon your request.

Drop Shipping has been lately getting a lot of attention and many new E-commerce start-ups are also based on such an ideology and business structure.


Drop Shipping at times can be a bit complex and problematic if related things are not organized and planned accordingly which basically involves having products in stock, getting orders, order packaging, branding, delivery, etc and there may be more. Managing all the aforesaid heads can be too clumsy or problematic unless you have a huge manpower besides you or a Drop Shipping solution can come handy.

Here is where Oberlo comes in and eradicates most of our worries when we are totally new to this entire idea of Drop Shipping. Oberlo automates all the process involved from getting orders to the delivery of the same. Your main focus would be on marketing and sell the most you can.

Let’s see what does Oberlo has in store for us. Since Drop Shipping is in trend these days and many of the new E-Commerce startups are considering it as a probable opportunity to bag in. Oberlo is something which helps you to incorporate or import thousands of drop shipped products from Ali Baba and Ali Express directly to your E-Commerce website. For this, you need to have an E-Commerce website up and running.

After successful import, you can then customize all the products with pictures, descriptions, set your prices etc. Once you are done doing all of this, Oberlo takes up the podium and does all that is required from packaging, delivery, status updates to customers automatically.

Oberlo is trusted by many E-commerce companies and is being recommended for the ease and automation its gets on board. With Oberlo you have the power to import thousand of products from Alibaba and Ali Express directly to your E-Commerce store which really eases out the entire process. Oberlo keeps your business model or the revenue model in secrecy where the end user will never come to know that you have been Drop Shipping them the products.

Summing up everything, we can say that Oberlo is definitely one of the trusted drop shipping providers and even a novice can use the free trial period in order to experience the entire idea of Drop Shipping using Oberlo. In Spite of many other options available we would recommend you Oberlo for the ease and efficiency it portrays in real time and the convenience to work from anywhere is what we like the most.

Have you ever tried any drop shipping services? Do let us know your review about the same using the comment section below.

Nokia ranks 14th most trusted brands in India as per a TRA Research

nokia most trusted brand

In what we believe is very ironical, Nokia has been placed among the top 15 most trusted brands in the country in the year 2016 as per a recent report released by the research company – TRA. We find the research and report ironical since there during the research year, there wasn’t any great sales number for the mobile manufacturer nor did they have any active consumer offering during the period.

nokia phones banner

Coming to the TRA report about the most trusted brands in India, Nokia has been placed precisely on the 14th spot among as many as 1000 other brands across 292 product categories.

Commenting on the ranking of Nokia, Mr. Sachin Bhosle, Research Head at TRA said

Consumers’ trust is reflected by the relationship they share with the products they use. Here, Nokia has seen to fortify its connect with consumers. It is admirable that Nokia has been ranked as one of India’s Most Trusted Brands for 2017. Being a part of this distinguished list only goes to reflect how deeply the brand is trusted among consumers.

With few of the new Nokia mobiles launched at the MWC and they going to sale anytime around the coming few weeks/months, this report is certainly going add some value for Nokia to win more heart in the country and eventually drive sales for its recently launched phones.

Talking about this particular study by TRA, it had a sample of 2505 active consumers from 16 Indian cities with over 11000 brands being considered out of which 1000 brands were eventually placed on the listing.

Source: Economic Times

Samsung’s Latest Wearable Devices Leaked Online on Their own Site

Samsung is set to bring a host of new wearable devices as it continues to focus on health tracking and fitness. The two devices that are pretty much confirmed to be on the out are Galaxy Gear Fit 2 and Gear IconX. The Gear Fit 2, as the name suggests is the successor to the original Gear Fit, a fitness tracker that does give you mobile notifications and an active display to glance at the time and few other tiny things. The IconX is an interesting device and looks to be a set of Bluetooth enabled earbuds, that double up as a standalone music player as well as a fitness tracker.

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Freedom 251: World’s Most Affordable 3G Phone Launched at Rs 251

What can Rs 251 buy for you? For our international readers, we are talking about just a shade under $4. Well, let’s see. A latte at your favorite coffee shop? Maybe some chocolates or a low-end deodorant? Or a smartphone? Yes, you read that right, you can pick up a 3G phone in India now starting at an earth shattering price of Rs 251 or $4. The dream has been made possible by a Noda based phone manufacturer called, Ringing Bells. 

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HTC Announces the One A9

HTC has announced its much awaited HTC One A9. The smartphone that was codenamed Aero A9, has been in the news for a while now and looked upon as a bit of a saviour of grace for HTC who failed pretty miserably with the one M9 and its variants this time around. First look at the phone and you would be tempted to call it an iPhone 6 ripoff, more so than any of the Chinese players you would have seen in the past year or so. In fact, just move the camera module towards the center and rebrand the iPhone 6 from the back, and you pretty much get the HTC One A9. A major difference between the iPhone 6 and HTC One A9 is that the HTC product comes with an oval sensor in front against the round one on the iPhone 6.


Specifications wise, the HTC One A9 comes with a 5 inch True HD 1080 P AMOLED display. It is powered by Snapdragon 617 SoC with 3 GB or 2 GB RAM. Internal memory on the device is 32 GB on the 3 GB RAM variant and 16 GB on the 2 GB RAM version. The rear camera is 13 MP while the front-facing snapper is 4 MP. The battery is 2150 mAh unit. HTC One A9 comes with Android 6.0 out of the box with Sense skin on the top.

The phone comes with a metallic body which on the front houses the speaker grille on the top. It is available for $400 in four color variants: Carbon Gray, Opal Silver, Topaz Gold, Deep Garnet.

Mobogenie Announces Premium App Promotion For Star Developers

Mobogenie, a well known Android app developer, recently announced a developer program which promised to help the new upcoming developers through the challenging journey of app development. Mobogenie announced at GMIC in Bangalore, that not just hosting the applications, they also would make sure to help market the application for the developers. The dashboard on the application, helps the developers not only keep all the key information but also use either the token amount or their own money to promote and market their applications.

Mobogenie Developer

As a deal sweeter for the festival period and promotional offer, Mobogenie will be making a promotional package worth $1000 available for the premium developers who sign up for the programme and submit their applications to Mobogenie. For the offer to be valid and stand a chance to win, all you need to do is to download Mobogenie Analytics SDK and then submit the application. The promotion will be in the form of either appearance in one of the hand picked categories or simply offering attractive advertisement commitments.

Talking about the interesting offering, Mr. Mir Mubasher Hameedi, Head of Global PR, Mobogenie said:

We are excited to launch the $1,000 worth App Promotion Package for Star Developers. The immense potential and convenience that Mobogenie Developer has for developers is clearly visible from many golden cases. One such success is the latest version of Subway Surfers, an adventure type mobile game. The game had a skyrocketing distribution since its debut on Mobogenie Android app store, reaching a record high of 3,000,000 users in 3 days. With a solid professional support and a huge user base, Mobogenie Developer can make it easier for ambitious developers to fulfil their dreams.

You need to submit your application before November 30th to be eligible for this offer, which shall be extended from December 10 to 20th.

Xiaomi Clarifies Privacy Policy in Wake of the IAF Circular

Xiaomi has issued a press release after it was claimed last week by the IAF that using Xiaomi smartphones could lead to a potential security threat. A detailed update on the same was issued by Hugo Barra stating absolutely clearly how it is absolutely safe using the devices. Xiaomi said in the official release that they are still trying to connect with the authorities to know exactly the reason behind the issue of the warning. They also went on to affirm that they take the privacy of their users extremely carefully.


While we can summarize the press release and write it down in our words, we feel, it is imperative that we communicate the message exactly as the company wanted  it to go out. Here is the release in entirety:

1. We provide opt-in secure Internet services that greatly benefit users

We offer various opt-in Internet services that bring great user benefits, are free of charge, and require personal data to be stored in the cloud. For example:

? Mi Cloud enables users to back up their data as well as sync it to other devices
? Cloud Messaging allows users of Mi devices to exchange text messages free of carrier charges by routing messages via IP instead of carrier’s SMS gateway

These services are optional (opt-in). Users can turn them on and off at any time. Users can also opt to use similar services from other Internet companies instead, such as Google, Whatsapp, Dropbox and others.

2. We do not collect user data without permission

We do not collect any data associated with services such as Mi Cloud and Cloud Messaging until the user provides explicit consent by turning on the corresponding service(s). Even after users have turned on these services, they can turn them off at any point of time.

We take rigorous precautions to ensure that all data is secured when uploaded to Xiaomi servers and is not stored beyond the time required.

3. We use very high encryption and security standards to protect user data

? We encrypt data using AES-128 standard before storing, which makes it practically impossible for anyone to steal this information
? We protect user passwords and identifiers such as IMEI number using cryptographic one-way hash functions *before* they’re uploaded, which means we never actually receive the original information
? No single person, including Xiaomi employees, can decrypt user data stored in Mi Cloud, even if they get access to the hard drives
? We use extremely strict access control policies with multiple authorizations being required for engineers building services that access any personal data
? All access to servers is logged and audited

4. We are moving our Indian users’ data to servers outside of China, and to India in 2015

Since early 2014, we have been migrating our services and corresponding data for Indian users from our Beijing data centers to Amazon AWS data centers in Singapore and USA. Parts of this migration will be completed by the end of October, and all of it will be completed by the end of 2014. In 2015, we plan to launch a local data center in India to serve the needs of (and store data for) our Indian users.

These efforts help significantly improve the performance of our services and also provide some peace of mind for users in India, ensuring that we treat their data with utmost care and the highest privacy standards.

For detailed information, refer this recent post by Hugo Barra on this:

5. The concerns raised by F-Secure have been fully addressed

We believe the advisory circular issued by IAF is based on events about 3 months back. It refers to the F-Secure test done on the Redmi 1S in July 2014 about the activation of our Cloud Messaging service (which enables users to send text messages for free, similar to other popular messaging services).

We immediately addressed the concerns raised, which was directly acknowledged by F-Secure 4 days later.

Please refer to this post by F-Secure confirming their concerns were addressed:

While the security threats remain a concern, at least Xiaomi has shown that they care about their users enough to directly drop a word on the same, when it would have been easy for them to ignore the topic.

Twitter Rolls out Real Time Notification on the Web

A very interesting comment on one of the social media platforms read, “Any update to the web version of Twitter is as useful as Ravi Shastri’s commentary to me given, that I always anyway access Twitter via the mobile app”. That is pretty much a sentiment echoed by so many of us. Given the number of free apps as well as paid ones that are available for Twitter with added features such as Tweetmarking, Muting, sharing etc, you can understand the reason why people would not use the bland and boring web version.

Twitter Web Notification

To change this and maybe attract more users to their Web service, Twitter has started rolling out some major changes. Apart from new profile design which features a very image centric interface with big typefont, Twitter has also added the feature where you can interact with notifications such as those that appear when you receive a mention, retweet or a favorite. These notifications are actually interactive, a bit like Facebook where you can reply to a Tweet or a DM directly from the received notification which is rather useful like we have seen in the notification received on Android smartphone.

You can obviously choose which notifications you wish to receive in the Settings page of the service. If you have not received the new profile design or notifications feature, just be patient as these are being rolled out in phases and will reach your profile soon.

(Image: TNW)